When you register to renew your mortgage with EMC Mortgages, you won’t have to worry about doing things last minute. Rather, one of our brokers will contact you well in advance to discuss your options. Because we’ll start working on your mortgage with enough lead time, we can help by:

  • ensuring your mortgage is renewed with the best rate possible
  • hold your rate while we continue to shop around for the best mortgage until your actual renewal date.

Mortgage renewal is also a perfect time to improve other debts. We can certainly help with that too!


Thank you so much EMC for providing a positive and productive way of coping with loss of income and the crush of high-interest credit card debt.


Very prompt and courteous service. The best service we've ever received. [My broker] always called back and answered all questions. I would and already have recommended [my broker] and EMC to other people. Thank you very much!


A high level of expertise and prompt, personal service - [we] trust our analyst to get the job done.  [Our broker] understood our financial situation precisely and was never judgmental.  Best rates anywhere!


[I'm] impressed with how diligent [my broker] was, no matter what obstacle was placed in front of him.  [He] knows his business well, and got me the best rate.


[My broker] was very personable and very knowledgeable.  He was very helpful and offered different insights with respect to mortgage products on the market.  He was also very quick and efficient.  He called when he said he would - dependable.  We are grateful for the help.