Years in Business



25,000 +


At EMC Mortgages, we are dedicated to helping our clients navigate the mortgage process and find the best options to fit their unique financial goals. With years of experience and a team of knowledgeable professionals, we make the complex process of securing a mortgage simple and stress-free.

With access to multiple lenders, we can help you find the best rates and best mortgage options to help you realize your dreams. Whether you’re buying a new home, refinancing your current home, thinking of renovations, or just want to consolidate some debt, start by having a conversation with us. 

Why Choose EMC Mortgages Canada?

Experienced and knowledgeable professionals

Personalized attention and customized solutions

Competitive interest rates 

Streamlined application and approval process

Dedication to customer satisfaction and exceptional service

Ready to start the mortgage process?

Contact us today to schedule a consultation with one of our experts. 

You can also reach us by text at 604-670-8579

We look forward to helping you achieve your homeownership goals!


Money management can be daunting. But it doesn’t have to be! We at EMC Mortgages are financial professionals. Which means our job is to ensure that your finances as a whole are in order. We’ve partnered with other passionate financial professionals and advisers who can provide you with added financial services such as life insurance. Money management can be a simple process when you work with us.


Brinco Financial offers term life, critical illness and disability insurance, as well as permanent insurance options. The brokers at Brinco Financial can  expose any gaps that may cause undue risk to you and your family.

Subscribe Now

Sign up to our mailing list and never miss out on great mortgage information!


Call for a free consultation


  • Avatar Morgane Michael
    I am so incredibly grateful to Garth Ellis for the countless hours, effort, and expertise he shared with me through the process of securing a mortgage … More for my family. This is not my area of expertise at all and he genuinely held my hand through the whole process. He explained clearly what the steps were and provided certainty in a really uncertain time. I am so happy with my experience and would highly recommend Garth if you're looking to get a new mortgage or refinance an existing mortgage. He looks at all of the options and fights for the best situation for you.
    ★★★★★ a year ago
  • Avatar tchanrosewood
    I have been using Garth Mortgage brokerage services since 2001 for new purchases, renewals, and condo investments. I did not hesitate to use EMC Mortgage … More again to close on my Burnaby Condo presale in 2020. I was surprised that Garth had time to handle my file, a complex one at that. Garth sorted his way through mortgage rules, my rental incomes, our salaries, investments, and debt to find a credit union to issue a mortgage for the condo that closed on Dec. 16, 2020. Garth worked with me for a good six months to prepare for the final closing. There is the ease of me giving the information through email and esigning without having to meet at an office. This method makes even more sense during Covid social distancing . Thank you Garth, and the whole EMC team for the mortgage on the investment condo.
    ★★★★★ 2 years ago
  • Avatar Jessica Sharpe
    I could go on at length about how impressed we have been both times that we've worked with EMC, but what really stood out for me both times was the … More exceptional service. Their friendly, helpful, knowledgeable team were available at every turn to answer our questions and to ensure we understood all of our options. They made what can be a complicated and intimidating process seem clear and efficient and with their help we were able to confidently move forward with the mortgage that best suits our needs at the best rate available.
    ★★★★★ 4 years ago

Scroll to top