Legal Disclosure

VERICO ELLIS MORTGAGES CANADA INC. LEGAL DISCLOSURE

Limitation of Liability and Disclaimer 
USE OF THIS SITE AND CONTENT IS SOLELY AT YOUR OWN RISK. VERICO Ellis Mortgages Canada Inc. provides the Site and the Content on an “as-is, where-is” basis, and does not represent, warrant or guarantee that the Site or the Content will be free of errors, viruses, worms or other disabling material which may adversely affect the operation of your computer or other software or that the Site will function on an uninterrupted basis. VERICO Ellis Mortgages Canada Inc. expressly disclaims all warranties, express or implied, with respect to the Site and the Content, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose or ownership and non-infringement of the Content. NEITHER VERICO ELLIS MORTGAGES CANADA INC. SHALL BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR ACCESS OF THIS SITE OR THE CONTENT, WHETHER SUCH LOSS OR DAMAGE ARISES OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY OR RESPONSIBILITY.

Ownership
The Content and the Site are the property of VERICO Ellis Mortgages Canada Inc. and/or its suppliers and trade partners and are protected by Canadian and international copyright, trade-mark and other laws. The VERICO Ellis Mortgages Canada Inc. logo is a trade-mark of VERICO Ellis Mortgages Canada Inc. Except as expressly permitted in these terms and conditions, you shall not copy, transmit, display, distribute, license, alter, frame or otherwise use in whole or in part in any manner any of the Content. Other featured words or symbols used to identify the source of goods and services are the trade-marks of their respective owners.

Content
As VERICO Ellis Mortgages Canada Inc. cannot and does not represent, warrant or guarantee that the Site or the Content will be free from errors, viruses, worms or other disabling devices, you should take, and represent and warrant that you have taken, reasonable and appropriate precautions to scan for computer viruses. You should also ensure that you have, and represent and warrant that you have, a complete and current backup of the information contained on your computer prior to using or accessing the Site or the Content.

You are only authorized to visit, view and to retain a single copy of pages of the Site for your own personal use. You shall not duplicate, download, publish, modify or otherwise distribute any of the information, reports, data, graphics, trade-marks, text, files, software, product or company names, trade-marks or trade-names listed, contained, embedded or otherwise present on this Site from time to time (collectively, the “Content”) for any purpose. Additionally, you shall not, without VERICO Ellis Mortgages Canada Inc. prior written permission, remove or modify any legal notices or credits which may be present on the Site, link or post links to any subdirectory of the Site or frame any portion of the Site.

Access and Interference
You shall not use any robot, spider or any other device or process to monitor or copy the Site or the Content without VERICO Ellis Mortgages Canada Inc. prior written permission, and also shall not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Site or, where applicable, the Content.

Privacy
VERICO Financial Group Inc believes your privacy is important. Please review VERICO Financial Ellis Mortgages Canada Inc. Privacy Policy which applies to all information transmitted by you or gathered by VERICO Ellis Mortgages Canada Inc. through your use of the Site. Any information transmitted to VERICO Ellis Mortgages Canada Inc. by you other than specific Personal Information about you will be treated by VERICO Ellis Mortgages Canada Inc. as non-confidential and non-proprietary, and you authorize VERICO Ellis Mortgages Canada Inc. to distribute, reproduce and otherwise use such information as VERICO Ellis Mortgages Canada Inc. considers appropriate.

Choice of Law
Your access to and use of Site, these terms and conditions and the Privacy Policy are governed in all respects by the laws of British Columbia, and any disputes arising out of or in connection with the Site will be heard in the courts of Vancouver, British Columbia.

Indemnity
You shall indemnify and hold VERICO Ellis Mortgages Canada Inc. (and their respective affiliates, officers, agents and other partners and employees) harmless from any loss, liability, claim or demand, including reasonable legal fees, made by any third party due to, or arising out of, your use and access of the Site.

Online Applications
Information contained in mortgage applications, online or otherwise, is submitted to enable VERICO Ellis Mortgages Canada Inc. to provide mortgage broker services to you. VERICO Ellis Mortgages Canada Inc. share this information with others that are directly involved in the mortgage process such as credit reporting agencies, financial or insurance institutions as well as mortgage software and systems companies. Your submission of this information to us is your consent to use and share this information in order to provide the mortgage broker services requested. In addition VERICO Ellis Mortgages Canada Inc. may use this information to contact subsequent to the completion of your mortgage broker transactions to provide you with information about your mortgage account or to present you with additional products or services we think you may be interested in receiving.

Miscellaneous
If any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, such provision shall be severed and the remaining provisions shall remain in full force and effect. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. VERICO Ellis Mortgages Canada Inc. failure to act with respect to a breach by you or others does not waive VERICO Ellis Mortgages Canada Inc. right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between you and VERICO Ellis Mortgages Canada Inc. with respect to the Site.

If you have any further questions or concerns, please contact us.